Terms of Service
Effective Date: May 31, 2023
Last Updated: July 10, 2025
I. PARTIES
This Terms of Service Agreement ("Agreement") is entered into by and between Speaking with Grace (hereinafter referred to as "Company," "we," "us," or "our"), and you, the user, purchaser, or visitor of our website or services (hereinafter referred to as "User," "you," or "your").
By accessing or using the website located at www.speakingwithgrace.com, or by purchasing any product, course, or service from us, you agree to be legally bound by the terms and conditions set forth herein.
II. ACCEPTANCE OF TERMS
1. Binding Nature. This Agreement constitutes a legally binding contract. Your use of the Site or Services constitutes your agreement to be bound by its terms.
2. Modifications. We reserve the right to update or amend these Terms at any time without prior notice. Your continued use after any such modifications shall constitute your consent to the updated Terms.
III. ELIGIBILITY
1. Minimum Age. You must be at least thirteen (13) years of age to access our Services. If you are under eighteen (18), you may use the Services only under the supervision of a parent or legal guardian.
2. Authority. By using the Services, you represent that you have the legal capacity and authority to enter into this Agreement.
IV. SERVICES PROVIDED
We provide educational content, digital resources, virtual and live speaking programs, and coaching services designed for personal and academic development through our website and associated platforms.
V. LICENSE & USE RESTRICTIONS
1. Grant of Limited License. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes only.
2. Prohibited Uses. You agree not to:
Copy, modify, reproduce, distribute, or republish any content from the Site;
Reverse-engineer or interfere with any software on the Site;
Share login credentials or course materials with non-paying parties;
Use the Site for illegal or unauthorized purposes.
VI. INTELLECTUAL PROPERTY
1. Ownership. All content, trademarks, graphics, videos, audio, courses, documents, and software on the Site are the exclusive property of the Company or its licensors.
2. No Implied License. Except for the limited license granted above, nothing in this Agreement shall be construed as transferring any rights to you.
VII. USER ACCOUNTS
1. Account Creation. Certain Services may require you to create a user account. You agree to provide accurate information and to maintain the confidentiality of your login credentials.
2. Account Termination. We reserve the right to suspend or terminate your account for any violation of these Terms, with or without notice.
VIII. PAYMENT TERMS
1. Payment Authorization. By submitting payment information, you authorize us to charge your payment method for all applicable fees.
2. Refund Policy. All sales are final unless otherwise stated. Refunds are not guaranteed and will be issued at our sole discretion under extenuating circumstances.
3. Taxes. You are solely responsible for paying any applicable local, state, or federal taxes.
IX. COURSES & DIGITAL PRODUCTS
1. Individual Use License. Digital downloads, courses, and online materials are licensed for single-user, non-transferable use only.
2. Content Access. Access to courses may be time-limited and contingent upon compliance with this Agreement.
3. Conduct. Disruptive, harassing, or unethical behavior in live courses or community platforms may result in immediate termination of access without refund.
X. DISCLAIMERS
1. No Guarantees. We make no warranties regarding specific outcomes, academic results, or performance improvements resulting from the use of our Services.
2. Educational Use Only. All Services and content are provided solely for educational purposes and do not constitute professional advice.
3. AS IS. The Services are provided "AS IS" and "AS AVAILABLE," without warranties of any kind, either express or implied.
XI. LIMITATION OF LIABILITY
To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Services. Total liability under this Agreement shall not exceed the amount you paid to us within the twelve (12) months preceding the claim.
XII. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, employees, and agents from any and all claims, liabilities, damages, losses, or expenses arising from:
Your use of the Services;
Your violation of this Agreement;
Any User Content submitted by you.
XIII. THIRD-PARTY SERVICES
Our Site may contain links to third-party websites or tools. We do not control and are not responsible for the content, privacy policies, or practices of any third party.
XIV. FORCE MAJEURE
We shall not be liable for any delay or failure to perform caused by events beyond our reasonable control, including but not limited to natural disasters, acts of government, failure of suppliers, internet outages, or labor strikes.
XV. GOVERNING LAW AND VENUE
This Agreement shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions. Any legal action or proceeding arising under this Agreement shall be brought exclusively in the courts located in St. Louis County, Missouri.
XVI. ENTIRE AGREEMENT
This Agreement constitutes the entire understanding between the parties and supersedes all prior agreements, representations, and understandings, whether oral or written. No waiver or amendment of this Agreement shall be valid unless in writing and signed by both parties.
XVII. CONTACT INFORMATION
If you have any questions about this Agreement, please contact:
Speaking with Grace
Email: speakingwithgracecoaching@gmail.com
Website: www.speakingwithgrace.com